Happy Holidays

I wanted to take a minute to send out a Happy Holidays to all of my friends and colleagues nationwide. I have so many things to be thankful for this year, and I owe that to the amazing friendships and partnerships that I have had the pleasure of being a part of. I want you all to know that I never take my life or any aspect of it for granted, and I truly believe that partners and friends are the most important ingredient to my success.

2007 has been challenging and taxing in many ways for so many professionals in the mortgage industry. I congratulate those that “did it right” and that are in business today for their wise decisions and responsible lending practices. 2008 promises to be a year of great opportunities and challenges—change being at the very top of the list.

I recommend that everyone in the industry dust off their copy of “Who Moved My Cheese” by Dr. Spencer Johnson. An absolute must-read for anyone motivated to take part in the redistribution of market share rapidly consolidating day-by-day within our industry. These are exciting times that will no doubt test the best-of-the-best. I, myself, have fueled the tanks, and I’m getting ready to make my mark on what I believe will be a “new deal” going into the next decade of mortgage banking. I am excited for the opportunities and challenges and hope that new alliances and friendships will be forged in the process.

Thank you and have a safe Holiday season!

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