Ready to pursue the American Dream of homeownership? Our company has helped more than 200,000 people become homeowners. We would love to help you, too.
We offer a variety of home loan options for home buyers. Don’t think you can apply for a mortgage with a low credit score or a small savings account? Think again! For example, if your credit score is in the 500s, ask us about the low-downpayment FHA Choice home loan program. (The traditional FHA mortgage program has a minimum credit score of 640.) With the FHA Choice program, one of the industry’s lowest credit score requirements means greater accessibility for more families.
We also proudly work with the VA home loan program. If you meet the qualifications, you can enjoy lower closing costs, lower mortgage payments, and the possibility of no down payment. It’s an incredible benefit for military personnel, veterans, and military families.
Buying a home that needs a lot of work can be challenging in more ways than one. That’s why we work the FHA 203(k) home loan program. Eligible borrowers can purchase a fixer-upper with one loan for both the purchase price and improvements. It’s another low-downpayment option that provides our customers with even more flexibility in their home buying choices.
Ever heard of a USDA home loan? It’s not for people buying farms! This no-downpayment program allows eligible borrowers to purchase homes in rural areas. The USDA determines what “rural” means, and that varies widely by state. If the home you’re buying qualifies, it could be a good choice for you and your family.
At PRMI, we also offer conventional loans, jumbo loans, reverse mortgages and more. As one of the top mortgage companies nationwide, we have a full and unwavering commitment to helping you realize your dream of home ownership. And with more than 280 locations and growing, chances are we are convenient to you!