At Primary Residential Mortgage, we know there are many hardworking families out there who want to buy a home but who don’t have perfect credit or a 20 percent downpayment. We make first-time home buying easier with our FHA loan options. As an established FHA loan lender, our team helps you take the necessary steps to help you finance your own home.
FHA Loans are geared toward hard-working families with low- to moderate incomes. The key advantages to FHA home loans are the easier down payment and credit score requirements. The requirements for FHA loans are much lower than conventional loans. You can qualify with a credit score of at least 640 and a down payment of just 3.5 percent of the final loan amount.
At Primary Residential Mortgage, we also offer the FHA Choice home loan. It is a program specifically designed for borrowers with less-than-perfect credit. With FHA Choice, home buyers can apply for a 30-year mortgage with a fixed rate even if their credit score is in the 500s!
Turn homeownership into a possibility with Primary Residential Mortgage. We are one of the top mortgage companies in the United States, with the national presence to leverage better terms and rates, and the local presence to provide the best experience for our customers. Get started on the path to homeownership today.